Hawaii County Employee Federal Credit Union - Organization

Hawaii County EFCU (HCEFCU) was chartered in 1936 and has served the financial needs of its membership for over seven decades. It is a cooperative financial institution comprised of people sharing a common bond, i.e, employees of Hawaii County and their families.

As a non-profit, members-owned institution that thrives on volunteerism, the credit union's primary purposes are to provide credit for its members at lower rates, and to provide a safe place for its members to save while earning a better return.

Members elect a Board of Directors, a group of unpaid volunteers, who establish the policies that guide the direction of the credit union. A paid, professional staff under the direction of a President or General Manager, assures that the policy directives are carried out.



  • Member Cellular Discounts with Sprint
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

  • *Loan calculators do not guarantee extensions of credit and are available to you for your independent use and are not intended to provide investment advice. We do not guarantee their accuracy or applicability in regards to your individual circumstances. We recommend that you seek professional advice for all of your financial concerns.