Hawaii County Employee Federal Credit Union - Privacy Practices
Privacy Practices

FACTS

WHAT DOES HAWAII COUNTY EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • - Social Security number and account balances
  • - Assets and credit card or other debt
  • - Employment information and income

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Hawaii County Employees Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes Hawaii County Employees Federal Credit Union share? Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For our nonaffiliates to market to you

No

We don't share


What We Do

How does Hawaii County Employees Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Hawaii County Employees Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • - Open an account or pay your bills
  • - Use your credit or debit card or apply for financing
  • - Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • - Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • - Affiliates from using your information to market to you
  • - Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related to common ownership or control. They can be financial and nonfinancial companies.

  • - Hawaii County Employees Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related to common ownership or control. They can be financial and nonfinancial companies.

  • - Hawaii County Employees Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or service to you.

  • - Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT.

Questions?

Call (808) 935-2969 or go to www.hawaiicountyfcu.com

 
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  • *Loan calculators do not guarantee extensions of credit and are available to you for your independent use and are not intended to provide investment advice. We do not guarantee their accuracy or applicability in regards to your individual circumstances. We recommend that you seek professional advice for all of your financial concerns.