The share (savings) account establishes your membership and eligibility for all other services offered. Your shares earn dividends at very competitive rates and deposits may be made in person, by mail, through payroll deduction or direct deposit. A minimum balance of $50.00 is required at all times. HCEFCU offers, at no direct cost to members, Life Savings Insurance which insures eligible shares up to $4,000.00. In addition, $2,000.00 of Accidental Death and Dismemberment insurance is provided free to each member over age 15, with additional coverage available at minimal rate.
