VISA Credit Card with "TRAVEL ADVANTAGE" Program
 

HCEFCU's credit card program offers one of the most recognized and accepted credit cards at a very low interest rate of 9.00% APR (Share Secured) and 11.9% APR (Unsecured). The VISA Classic card affords members a line of credit and cash advance convenience at thousands of ATM's or other financial institutions that accept VISA cards. In addition, the Travel Advantage Program provides an array of cardholder benefits that include:

 
  • Travel services, car rental discounts, hotel/motel discounts, traveler information records, travel rebates, emergency services.
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  • Registration services for credit cards, household inventories, and valuable documents.
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  • Collision Damage Waiver that covers members for collision damage when collision damage insurance is waived on car rentals.
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    VISA Debit Card that accesses your checking account
     

    VISA Debit Card allows you to make purchases & cash advances from your checking account instead of a line of credit.

     
    Automatic Payroll Deduction and Direct Deposit
     

    Set up automatic payroll deduction to pay your loans and set aside savings each payday. Recurring payments such as Social Security, pension payments or payroll checks may be Direct Deposited to your designated accounts. This painless way of saving puts your money to work immediately... automatically!