Shares

The share (savings) account establishes your membership and eligibility for all other banking services offered.

Your shares earn dividends at very competitive rates, and deposits may be made in person, by mail, through payroll deduction, or through direct deposit.

A minimum balance of $50.00 is required at all times. In addition, $2,000.00 of Accidental Death and Dismemberment insurance is provided free to each member over the age of 15, with additional coverage available at a minimal rate.

Each account is federally insured up to 250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Money market accounts take advantage of market rates with the additional feature of insured safety.

Dividends are compounded monthly. A minimum of $2,500.00 is suggested to take full advantage of the higher earnings rate. Transactions are limited to three withdrawals and three transfers a month.

Christmas banking accounts are a great way to save for the holidays.

The account can be opened at any time during the year with a $5.00 minimum balance required. Dividends are paid monthly, with checks being distributed by the first week in November, and may be directly deposited to your share account upon maturity.

Accounts are automatically renewed each year. Deposits may be made by payroll deduction, direct deposit, in person, or by mail.